---
title: Global Payments Outlook 2026 | emerchantpay
description: This report offers valuable insight into the influential factors shaping consumer purchases worldwide, aiding businesses in staying adaptable and optimising their revenue potential.  
image: https://resources.emerchantpay.com/hubfs/Meta%20Image%20(1).png
---

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# Global Payments Outlook 2026

### The world of payments: A global guide for merchants  

[DOWNLOAD](https://resources.emerchantpay.com/global-payments-outlook-2026#download)

![Clear Cover (1)](https://resources.emerchantpay.com/hs-fs/hubfs/Clear%20Cover%20(1).png?width=801&name=Clear%20Cover%20(1).png "Clear Cover (1)")

![Internal image 01 (1)](https://resources.emerchantpay.com/hubfs/Internal%20image%2001%20(1).png "Internal image 01 (1)")

The global payments landscape is evolving rapidly as digital wallets, alternative payment methods and emerging technologies reshape commerce worldwide. 

The **Global Payments Outlook 2026** explores the key trends shaping payments across major regions, helping merchants navigate changing consumer behaviour, fraud challenges and innovation.

This edition also features a dedicated travel chapter, highlighting the latest industry trends, opportunities and risks. 

 

 

## Navigate the future of global payments

## Key payment insights across regions

![image global](https://resources.emerchantpay.com/hubfs/image%20global.png "image global")

![North America](https://resources.emerchantpay.com/hubfs/North%20America.svg "North America")

#### Europe

Europe has a 60.3% eCommerce penetration rate, making it one of the world’s leading digital commerce regions. 

![LATAM](https://resources.emerchantpay.com/hubfs/LATAM.svg "LATAM")

#### APAC

Asia Pacific heavily relies on digital wallets, expected to reach 84% of eCommerce payments by 2030. 

![Europe](https://resources.emerchantpay.com/hubfs/Europe.svg "Europe")

#### MENA

The region continues to move away from cash, with debit cards now leading POS payments by 30%. 

![MENA](https://resources.emerchantpay.com/hubfs/MENA.svg "MENA")

#### North America

B2B payments are experiencing steady growth in the US, with B2B commerce accounting for around 36% of total eCommerce sales. 

![APAC](https://resources.emerchantpay.com/hubfs/APAC.svg "APAC")

#### LATAM

Latin America is a pioneer in A2A payments, accounting for 23% of eCommerce payments in the region. 

## eCommerce payment methods worldwide

**56%**

Digital wallet

**20%**

Credit card

**10%**

Direct debit

**7%**

Account-to-account

**4%**

Buy Now Pay Later

**3%**

Other

![Group 1066](https://resources.emerchantpay.com/hubfs/Group%201066.png "Group 1066")

## Travel bookings for UK consumers

40%

express concern about taking payment cards abroad due to loss or theft.  

68%

view credit cards as the most secure option for booking and international spending.  

34%

have noticed an increase in fraudulent travel content online. 

## Learn more about the payments landscape in 2026

[DOWNLOAD](https://resources.emerchantpay.com/global-payments-outlook-2026#download)

[![Emerchantpay](https://resources.emerchantpay.com/hs-fs/hubfs/raw_assets/public/emerchantpay_June2021/images/emerchantpay-logo-transparent-green.png?width=914&height=322&name=emerchantpay-logo-transparent-green.png "Emerchantpay")](https://www.emerchantpay.com/)

- PRODUCTS 
    - [Online payments](https://www.emerchantpay.com/online-payments/)
    - [POS terminals](https://www.emerchantpay.com/pos-terminals/)
    - [Card issuing](https://www.emerchantpay.com/card-issuing/)
- SERVICES 
    - [Acquiring](https://www.emerchantpay.com/acquiring/)
    - [Global payment methods](https://www.emerchantpay.com/global-payment-methods/)
    - [Platforms and partnerships](https://www.emerchantpay.com/platforms-partnerships/)
- COMPANY 
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For the UK: emerchantpay Ltd is a duly authorised electronic money institution subject to the prudential supervision of the UK Financial Conduct Authority (Financial Services Register No. 900778).  
For the EU: emerchantpay collaborates with UAB Phoenix Payments, a duly authorised electronic money institution subject to the prudential supervision of the Bank of Lithuania, licence number LB000477.  
For the US: emerchantpay Corp. is a Registered Partner/ISO of Elavon, Inc. Georgia \[a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN\], and of Westamerica Bank, Santa Rosa, CA.

 

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