As the global payments ecosystem continues to evolve, staying ahead of emerging trends is critical to success. In this report, emerchantpay offers a comprehensive analysis of key regional markets, equipping you with the insights and data needed to optimise your payment strategies.
Explore the latest developments in five major regions, from shifting consumer behaviours to payment trends in 2025. Gain a deeper understanding of how local trends are shaping the future of payments and how you can tap into new opportunities for growth.
The US is a pioneer in digital payments, with digital wallets set to dominate 52% of eCommerce by 2027.
B2B cross-border payments in Latin America are set to grow 11% annually over the next decade.
The Euro area boasts a high credit card penetration rate, with an average of 1.9 payment cards per inhabitant.
Cash leads POS payments at 35%, but by 2027, mobile payments will dominate at 33%, with cash falling to 26%.
Asia Pacific heavily relies on digital wallets, expected to reach 77% of eCommerce payments by 2027.
Digital wallet
Credit card
Direct debit
Account-to-account
Buy Now Pay Later
Cash on delivery
Prepaid card
Other