--- title: Your Fraud Frontiers Report | emerchantpay description: Stay ahead of evolving fraud threats with data driven insights and practical strategies for merchants. image: https://resources.emerchantpay.com/hubfs/EMP_FraudFrontiers_MetaImage_2026%20(1).png --- [![Emerchantpay](https://resources.emerchantpay.com/hs-fs/hubfs/raw_assets/public/emerchantpay_June2021/images/emerchantpay-logo-transparent.png?width=914&height=322&name=emerchantpay-logo-transparent.png "Emerchantpay")](https://www.emerchantpay.com/) [Contact Us](https://www.emerchantpay.com/contact-us/) [Log In](https://partner-resource-centre.emerchantpay.com/login) - SOLUTIONS - PRODUCTS - [Online payments](https://www.emerchantpay.com/online-payments/) - [POS terminals](https://www.emerchantpay.com/pos-terminals/) - [Card issuing](https://www.emerchantpay.com/card-issuing/) - SERVICES - [Acquiring](https://www.emerchantpay.com/acquiring/) - [Global payment methods](https://www.emerchantpay.com/global-payment-methods/) - [Platforms and partnerships](https://www.emerchantpay.com/platforms-partnerships/) - [Reporting](https://www.emerchantpay.com/reporting/) - [Risk and fraud management](https://www.emerchantpay.com/risk-fraud-management/) - INDUSTRIES - [eCommerce](https://www.emerchantpay.com/e-commerce/) - [Retail](https://www.emerchantpay.com/retail/) - [Small Businesses](https://www.emerchantpay.com/small-business/) - [Travel](https://www.emerchantpay.com/travel/) - [Gambling](https://www.emerchantpay.com/gambling/) - [Forex](https://www.emerchantpay.com/forex/) - COMPANY - [About us](https://www.emerchantpay.com/about-us/) - [Careers](https://www.emerchantpay.com/careers/) - [Events](https://www.emerchantpay.com/events/) - [Press and media](https://www.emerchantpay.com/press-and-media/) - [Licenses and certifications](https://www.emerchantpay.com/certifications/) - PARTNERS - RESOURCES - INSIGHTS - [Blog](https://www.emerchantpay.com/insights/) - [Downloadables](https://www.emerchantpay.com/downloadables/) - [Videos](https://www.emerchantpay.com/videos/) - DOCUMENTATION - [Documentation](https://docs.emerchantpay.com/) - [API reference](https://emerchantpay.github.io/gateway-api-docs/) - [SDKs](https://github.com/eMerchantPay/) - [Partner resource centre](https://partner-resource-centre.emerchantpay.com/login) - SOLUTIONS - PRODUCTS - [Online payments](https://www.emerchantpay.com/online-payments/) - [POS terminals](https://www.emerchantpay.com/pos-terminals/) - [Card issuing](https://www.emerchantpay.com/card-issuing/) - SERVICES - [Acquiring](https://www.emerchantpay.com/acquiring/) - [Global payment methods](https://www.emerchantpay.com/global-payment-methods/) - [Platforms and partnerships](https://www.emerchantpay.com/platforms-partnerships/) - [Reporting](https://www.emerchantpay.com/reporting/) - [Risk and fraud management](https://www.emerchantpay.com/risk-fraud-management/) - INDUSTRIES - [eCommerce](https://www.emerchantpay.com/e-commerce/) - [Retail](https://www.emerchantpay.com/retail/) - [Small Businesses](https://www.emerchantpay.com/small-business/) - [Travel](https://www.emerchantpay.com/travel/) - [Gambling](https://www.emerchantpay.com/gambling/) - [Forex](https://www.emerchantpay.com/forex/) - COMPANY - [About us](https://www.emerchantpay.com/about-us/) - [Careers](https://www.emerchantpay.com/careers/) - [Events](https://www.emerchantpay.com/events/) - [Press and media](https://www.emerchantpay.com/press-and-media/) - [Licenses and certifications](https://www.emerchantpay.com/certifications/) - PARTNERS - RESOURCES - INSIGHTS - [Blog](https://www.emerchantpay.com/insights/) - [Downloadables](https://www.emerchantpay.com/downloadables/) - [Videos](https://www.emerchantpay.com/videos/) - DOCUMENTATION - [Documentation](https://docs.emerchantpay.com/) - [API reference](https://emerchantpay.github.io/gateway-api-docs/) - [SDKs](https://github.com/eMerchantPay/) - [Partner resource centre](https://partner-resource-centre.emerchantpay.com/login) [Contact Us](https://www.emerchantpay.com/contact-us/) [Log In](https://partner-resource-centre.emerchantpay.com/login) # Fraud frontiers: How innovation is future-proofing payment security ### Stay ahead of evolving fraud threats with data driven insights and practical strategies for merchants.    Fraud is on the rise, affecting millions of consumers and challenging merchants to protect both revenue and trust. To better understand this evolving threat, emerchantpay conducted a study of 2,000 UK adults, exploring how scams impact spending behaviour, perceptions of security and expectations around safe, seamless payments.     ## Download a copy of The Fraud Frontiers 2026 ![EMP_FraudFrontiers_BodyImage1_2026](https://resources.emerchantpay.com/hubfs/EMP_FraudFrontiers_BodyImage1_2026.png "EMP_FraudFrontiers_BodyImage1_2026") ## Key findings from the report 27 million UK consumers report more fraud attempts  72% say scams are becoming more convincing   75% prioritise security when shopping online    £3.5 billion lost to friendly fraud in the past year   ## Fraud is evolving. Are your defences keeping up? In a world where consumers expect speed and convenience, even minor friction at checkout can lead to cart abandonment. Merchants across all sectors are under increasing pressure to deliver seamless, fast and secure payment experiences while maximising conversion rates.  [DOWNLOAD REPORT](https://resources.emerchantpay.com/download-fraud-frontiers-2026?hsLang=en#download) ![EMP_FraudFrontiers_LandingPage_Cover_2026 (4)](https://resources.emerchantpay.com/hubfs/EMP_FraudFrontiers_LandingPage_Cover_2026%20(4).png "EMP_FraudFrontiers_LandingPage_Cover_2026 (4)") ## Download the report to discover ![White Arrow](https://resources.emerchantpay.com/hubfs/Market%20Guide%20-%20UK/White%20Arrow.png "White Arrow") Key fraud trends shaping the UK market   ![White Arrow](https://resources.emerchantpay.com/hubfs/Market%20Guide%20-%20UK/White%20Arrow.png "White Arrow") How consumer attitudes towards security are changing    ![White Arrow](https://resources.emerchantpay.com/hubfs/Market%20Guide%20-%20UK/White%20Arrow.png "White Arrow") The growing impact of AI on fraud and payments ![White Arrow](https://resources.emerchantpay.com/hubfs/Market%20Guide%20-%20UK/White%20Arrow.png "White Arrow") Practical steps to strengthen fraud prevention strategies     Gain practical insights and strengthen your payment strategy.   [DOWNLOAD REPORT](https://resources.emerchantpay.com/download-fraud-frontiers-2026?hsLang=en#download) ![EMP_FraudFrontiers_BodyImage2_2026](https://resources.emerchantpay.com/hs-fs/hubfs/EMP_FraudFrontiers_BodyImage2_2026.png?width=699&height=652&name=EMP_FraudFrontiers_BodyImage2_2026.png "EMP_FraudFrontiers_BodyImage2_2026") [![Emerchantpay](https://resources.emerchantpay.com/hs-fs/hubfs/raw_assets/public/emerchantpay_June2021/images/emerchantpay-logo-transparent-green.png?width=914&height=322&name=emerchantpay-logo-transparent-green.png "Emerchantpay")](https://www.emerchantpay.com/) - PRODUCTS - [Online payments](https://www.emerchantpay.com/online-payments/) - [POS terminals](https://www.emerchantpay.com/pos-terminals/) - [Card issuing](https://www.emerchantpay.com/card-issuing/) - SERVICES - [Acquiring](https://www.emerchantpay.com/acquiring/) - [Global payment methods](https://www.emerchantpay.com/global-payment-methods/) - [Platforms and partnerships](https://www.emerchantpay.com/platforms-partnerships/) - COMPANY - [About us](https://www.emerchantpay.com/about-us/) - [Careers](https://www.emerchantpay.com/careers/) - [Events](https://www.emerchantpay.com/events/) - RESOURCES - [Blog](https://www.emerchantpay.com/insights/) - [Documentation](https://docs.emerchantpay.com/) - [Partner resource centre](https://partner-resource-centre.emerchantpay.com/login) - - - - [Contact Us](https://www.emerchantpay.com/contact-us/) - [Cookies](https://www.emerchantpay.com/cookie-settings/) - [Terms of use](https://www.emerchantpay.com/terms-of-use/) - [Legal](https://www.emerchantpay.com/legal/) For the UK: emerchantpay Ltd is a duly authorised electronic money institution subject to the prudential supervision of the UK Financial Conduct Authority (Financial Services Register No. 900778). For the EU: emerchantpay collaborates with UAB Phoenix Payments, a duly authorised electronic money institution subject to the prudential supervision of the Bank of Lithuania, licence number LB000477. For the US: emerchantpay Corp. is a Registered Partner/ISO of Elavon, Inc. Georgia \[a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN\], and of Westamerica Bank, Santa Rosa, CA.   Copyright © emerchantpay Ltd 2007 – 2024. All rights reserved. emerchantpay is a registered trade mark. Any unauthorised use is expressly prohibited  .